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Help/Support > Payment information

Payments

Important cut off times and currency holidays

The timing of your instruction determines when your payment is processed. To ensure you never miss a deadline, make sure everyone you authorise to use BusinessOnline is aware of the payment cut off times and currency holiday information shown in the tables below.

Making payments to UK accounts

Payment Type Payment Network Payment Normally Received BusinessOnline Cut Off
Transfer funds between your Clydesdale or Yorkshire Bank accounts Internal funds transfer Immediately n/a
Transfer funds to another UK Bank Faster Payments Immediately* n/a
Same day transfer CHAPS Same day 17:00
Multi funds transfer BACS - multi funds transfer 3 business days 17:10

*In some cases, it can take longer, but in any case, should arrive no later than the end of the next business day.

Making payments to overseas accounts

Currency Payment Network Payment Normally Received Earliest Value Date BusinessOnline Cut Off
Great British Pounds SWIFT Same day Same day 15:30
Euro SWIFT Same day Same day 13:15
US Dollar SWIFT Same day Same day 15:00
Other SWIFT Variable dependant on currency Next day / Spot value
(see table below)
14:00
Euro SEPA Next day Next day 13:00

Earliest Value Date

Earliest value date Currencies
Next Day Australian Dollar (AUD), Canadian Dollar (CAD), Danish Krone (DKK), Hong Kong Dollar (HKD), Japanese Yen (JPY), New Zealand Dollar (NZD), Norwegian Krone (NOK), Polish Zloty (PLN), Singapore Dollar (SGD), Swedish Krona (SEK), & Swiss Franc (CHF).
Spot Value
(2 working days)
Czech Koruna (CZK), Indian Rupee (INR), Saudi Riyal (SAR), Thai Bhat (THB) & UAE Dirham (AED)

Currency holidays - December 2018

Currency code Currency Currency holiday dates
TBH Thailand Bhat 5th December
TBH Thailand Bhat 10th December
ZAR South African Rand 17th December
CZK Czech Koruna 24th December
DKK Danish Krone 24th December
JPY Japanese Yen 24th December
NOK Norwegian Kroner 24th December
SEK Swedish Krona 24th December
AUD Australian Dollars 25th December
CAD Canadian Dollars 25th December
CZK Czech Koruna 25th December
DKK Danish Krone 25th December
EUR Euro 25th December
GBP Great British Pound 25th December
HKD Hong Kong Dollars 25th December
NOK Norwegian Kroner 25th December
NZD New Zealand Dollars 25th December
PLN Polish Zloty 25th December
SEK Swedish Krona 25th December
SGD Singapore Dollars 25th December
USD United States Dollars 25th December
ZAR South African Rand 25th December
AUD Australian Dollars 26th December
CAD Canadian Dollars 26th December
CZK Czech Koruna 26th December
DKK Danish Krone 26th December
EUR Euro 26th December
GBP Great British Pound 26th December
HKD Hong Kong Dollars 26th December
NOK Norwegian Kroner 26th December
NZD New Zealand Dollars 26th December
PLN Polish Zloty 26th December
SEK Swedish Krona 26th December
ZAR South African Rand 26th December
DKK Danish Krone 31st December
JPY Japanese Yen 31st December
SEK Swedish Krona 31st December
THB Thailand Bhat 31st December

Please note: International payments connected to these currencies will be carried forward to the soonest available business date for that currency.

If you require any further information, please contact the BusinessOnline Helpdesk on 0800 121 4209

Get in touch

Helpdesk

The BusinessOnline helpdesk can be contacted on

Call
0800 121 4209 or (+44) 141 248 4855
(Monday - Friday, 8am - 6pm)

Need more help?

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