|Easter bank holiday|
|If the payment is to arrive in the account on...||The processing date must be...||The latest submission date is...|
|Thursday 18th April||Tuesday 16th April||Tuesday 16th April|
|Tuesday 23rd April||Wednesday 17th April||Wednesday 17th April|
|Wednesday 24th April||Thursday 18th April||Thursday 18th April|
The timing of your instruction determines when your payment is processed. To ensure you never miss a deadline, make sure everyone you authorise to use BusinessOnline is aware of the payment cut off times and currency holiday information shown in the tables below.
Please note that the cut off times stated below apply to BusinessOnline payments only. Payment cut off times may differ in branches and on telephone banking.
|Payment Type||Payment Network||Payment Normally Received||BusinessOnline Cut Off|
|Transfer funds between your Clydesdale or Yorkshire Bank accounts||Internal funds transfer||Immediately||n/a|
|Transfer funds to another UK Bank||Faster Payments||Immediately*||n/a|
|Same day transfer||CHAPS||Same day||17:00|
|Multi funds transfer||BACS - multi funds transfer||3 business days||17:10|
*In some cases, it can take longer, but in any case, should arrive no later than the end of the next business day.
|Currency||Payment Network||Payment Normally Received||Earliest Value Date||BusinessOnline Cut Off|
|Great British Pounds||SWIFT||Same day||Same day||15:30|
|Euro||SWIFT||Same day||Same day||13:15|
|US Dollar||SWIFT||Same day||Same day||15:00|
|Other||SWIFT||Variable dependant on currency||Next day / Spot value
(see table below)
|Euro||SEPA||Next day||Next day||13:00|
|Earliest value date||Currencies|
|Next Day||Australian Dollar (AUD), Canadian Dollar (CAD), Danish Krone (DKK), Hong Kong Dollar (HKD), Japanese Yen (JPY), New Zealand Dollar (NZD), Norwegian Krone (NOK), Polish Zloty (PLN), Singapore Dollar (SGD), Swedish Krona (SEK), & Swiss Franc (CHF).|
(2 working days)
|Czech Koruna (CZK), Indian Rupee (INR), Saudi Riyal (SAR), Thai Bhat (THB) & UAE Dirham (AED)|
|Currency code||Currency||Currency holiday dates|
|JPY||Japanese Yen||21st March|
|ZAR||South African Rand||21st March|
Please note: International payments connected to these currencies will be carried forward to the soonest available business date for that currency.
If you require any further information, please contact the BusinessOnline Helpdesk on 0800 121 4209
You can find impartial information and guidance on money matters on the “Money Advice Service” website.
Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121873.
Clydesdale Bank and Yorkshire Bank are covered by the Financial Services Compensation Scheme (FSCS), Find out more.
Registered in Scotland (No. SC001111). Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL.