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Help/Support > Payment information

Payments

Important cut off times and currency holidays

The timing of your instruction determines when your payment is processed. To ensure you never miss a deadline, make sure everyone you authorise to use BusinessOnline is aware of the payment cut off times and currency holiday information shown in the tables below.

Please note that the cut off times stated below apply to BusinessOnline payments only. Payment cut off times may differ in branches and on telephone banking.

Making payments to UK accounts

Payment Type Payment Network Payment Normally Received BusinessOnline Cut Off
Transfer funds between your Clydesdale or Yorkshire Bank accounts Internal funds transfer Immediately n/a
Transfer funds to another UK Bank Faster Payments Immediately* n/a
Same day transfer CHAPS Same day 17:00
Multi funds transfer BACS - multi funds transfer 3 business days 17:10

*In some cases, it can take longer, but in any case, should arrive no later than the end of the next business day.

Making payments to overseas accounts

Currency Payment Network Payment Normally Received Earliest Value Date BusinessOnline Cut Off
Great British Pounds SWIFT Same day Same day 15:30
Euro SWIFT Same day Same day 13:15
US Dollar SWIFT Same day Same day 15:00
Other SWIFT Variable dependant on currency Next day / Spot value
(see table below)
14:00
Euro SEPA Next day Next day 13:00

Earliest Value Date

Earliest value date Currencies
Next Day Australian Dollar (AUD), Canadian Dollar (CAD), Danish Krone (DKK), Hong Kong Dollar (HKD), Japanese Yen (JPY), New Zealand Dollar (NZD), Norwegian Krone (NOK), Polish Zloty (PLN), Singapore Dollar (SGD), Swedish Krona (SEK), & Swiss Franc (CHF).
Spot Value
(2 working days)
Czech Koruna (CZK), Indian Rupee (INR), Saudi Riyal (SAR), Thai Bhat (THB) & UAE Dirham (AED)

Currency holidays - January 2020

Currency Event date
AED 1st Jan
AED 20th Jan
AUD 1st Jan
AUD 20th Jan
AUD 27th Jan
CAD 1st Jan
CAD 20th Jan
CZK 1st Jan
CZK 20th Jan
DKK 1st Jan
DKK 20th Jan
EUR 1st Jan
HKD 1st Jan
HKD 20th Jan
HKD 27th Jan
HKD 28th Jan
JPY 1st Jan
JPY 2nd Jan
JPY 3rd Jan
JPY 13th Jan
JPY 20th Jan
NZD 1st Jan
NZD 2nd Jan
NZD 20th Jan
NZD 27th Jan
NOK 1st Jan
NOK 20th Jan
PLN 1st Jan
PLN 6th Jan
PLN 20th Jan
SGD 1st Jan
SGD 20th Jan
SGD 27th Jan
SEK 1st Jan
SEK 6th Jan
SEK 20th Jan
THB 1st Jan
THB 20th Jan
USD 1st Jan
USD 20th Jan

Please note: International payments connected to these currencies will be carried forward to the soonest available business date for that currency.

If you require any further information, please contact the BusinessOnline Helpdesk on 0800 121 4209

Get in touch

Helpdesk

The BusinessOnline helpdesk can be contacted on

Call
0800 121 4209 or (+44) 141 248 4855
(Monday - Friday, 8am - 6pm)

Need more help?

Read our Frequently Asked Questions

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