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Help/Support > Payment information

Payments

Important cut off times and currency holidays

The timing of your instruction determines when your payment is processed. To ensure you never miss a deadline, make sure everyone you authorise to use BusinessOnline is aware of the payment cut off times and currency holiday information shown in the tables below.

Please note that the cut off times stated below apply to BusinessOnline payments only. Payment cut off times may differ in branches and on telephone banking.

Making payments to UK accounts

Payment Type Payment Network Payment Normally Received BusinessOnline Cut Off
Transfer funds between your Clydesdale or Yorkshire Bank accounts Internal funds transfer Immediately n/a
Transfer funds to another UK Bank Faster Payments Immediately* n/a
Same day transfer CHAPS Same day 17:00
Multi funds transfer BACS - multi funds transfer 3 business days 17:10

*In some cases, it can take longer, but in any case, should arrive no later than the end of the next business day.

Making payments to overseas accounts

Currency Payment Network Payment Normally Received Earliest Value Date BusinessOnline Cut Off
Great British Pounds SWIFT Same day Same day 15:30
Euro SWIFT Same day Same day 13:15
US Dollar SWIFT Same day Same day 15:00
Other SWIFT Variable dependant on currency Next day / Spot value
(see table below)
14:00
Euro SEPA Next day Next day 13:00

Earliest Value Date

Earliest value date Currencies
Next Day Australian Dollar (AUD), Canadian Dollar (CAD), Danish Krone (DKK), Hong Kong Dollar (HKD), Japanese Yen (JPY), New Zealand Dollar (NZD), Norwegian Krone (NOK), Polish Zloty (PLN), Singapore Dollar (SGD), Swedish Krona (SEK), & Swiss Franc (CHF).
Spot Value
(2 working days)
Czech Koruna (CZK), Indian Rupee (INR), Saudi Riyal (SAR), Thai Bhat (THB) & UAE Dirham (AED)

Currency holidays - January 2019

Currency code Currency Currency holiday dates
AED (United) Arab Emirates Dirham 1st January
AUD Australian Dollars 1st January
CAD Canadian Dollars 1st January
CZK Czech Koruna 1st January
DKK Danish Krone 1st January
EUR Euro 1st January
GBP Great British Pound 1st January
HKD Hong Kong Dollars 1st January
JPY Japanese Yen 1st January
NOK Norwegian Kroner 1st January
NZD New Zealand Dollars 1st January
PLN Polish Zloty 1st January
SEK Swedish Krona 1st January
SGD Singapore Dollars 1st January
THB Thailand Bhat 1st January
USD United States Dollars 1st January
USD United States Dollars 1st January
ZAR South African Rand 1st January
JPY Japanese Yen 2nd January
NZD New Zealand Dollars 2nd January
JPY Japanese Yen 3rd January
JPY Japanese Yen 14th January
NZD New Zealand Dollars 21st January
AUD Australian Dollars 28th January
NZD New Zealand Dollars 28th January

Please note: International payments connected to these currencies will be carried forward to the soonest available business date for that currency.

If you require any further information, please contact the BusinessOnline Helpdesk on 0800 121 4209

Get in touch

Helpdesk

The BusinessOnline helpdesk can be contacted on

Call
0800 121 4209 or (+44) 141 248 4855
(Monday - Friday, 8am - 6pm)

Need more help?

Read our Frequently Asked Questions

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