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Help/Support > Payment information

Payments

Important cut off times and currency holidays

The timing of your instruction determines when your payment is processed. To ensure you never miss a deadline, make sure everyone you authorise to use BusinessOnline is aware of the payment cut off times and currency holiday information shown in the tables below.

Making payments to UK accounts

Payment Type Payment Network Payment Normally Received BusinessOnline Cut Off
Transfer funds between your Clydesdale or Yorkshire Bank accounts Internal funds transfer Same day n/a
Transfer funds to another UK Bank Faster payments Same day n/a
Same day transfer CHAPS Same day 17:00
Multi funds transfer BACS - multi funds transfer 3 business days 17:10

Making payments to overseas accounts

Currency Payment Network Payment Normally Received Earliest Value Date BusinessOnline Cut Off
Great British Pounds SWIFT Same day Same day 15:30
Euro SWIFT Same day Same day 13:15
US Dollar SWIFT Same day Same day 15:00
Other SWIFT Variable dependant on currency Next day / Spot value
(see table below)
14:00
Euro SEPA Next day Next day 13:00

Earliest Value Date

Earliest value date Currencies
Next Day Australian Dollar (AUD), Canadian Dollar (CAD), Danish Krone (DKK), Hong Kong Dollar (HKD), Japanese Yen (JPY), New Zealand Dollar (NZD), Norwegian Krone (NOK), Polish Zloty (PLN), Singapore Dollar (SGD), Swedish Krona (SEK), & Swiss Franc (CHF).
Spot Value
(2 working days)
Czech Koruna (CZK), Indian Rupee (INR), Saudi Riyal (SAR), Thai Baht (THB) & UAE Dirham (AED)

Currency holidays - October 2017

Currency code Currency Currency holiday dates
AUD Australian Dollars 2nd October
HKD Hong Kong Dollars 2nd October
HKD Hong Kong Dollars 5th October
JPY Japanese Yen 9th October
CAD Canadian Dollars 9th October
USD United States Dollars 9th October
THB Thailand Bhat 13th October
THB Singapore Dollars 18th October
NZD New Zealand Dollars 23rd October
THB Thailand Bhat 23rd October
THB Thailand Bhat 26th October
HKD Hong Kong Dollars 28th October

Please note: International payments connected to these currencies will be carried forward to the soonest available business date for that currency.

If you require any further information, please contact the BusinessOnline Helpdesk on 0800 121 4209

Get in touch

Helpdesk

The BusinessOnline helpdesk can be contacted on

Call
0800 121 4209 or (+44) 141 248 4855
(Monday - Friday, 8am - 6pm)

Need more help?

Read our Frequently Asked Questions

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